All guest credit card data in protected by PCI Compliance, therefore the credit card number is encrypted by our payment processing platform during checkout for the guests protection.
The information passed to Idem from the payment platform is fully encrypted & tokenized so we can only display the last 4 digits.
Should you wish to process a chargeback for any reason, Idem can process this for you securely and remit the funds back to you.
Tokenization is the process of protecting sensitive data by replacing it with an algorithmically generated number called a token. Often times tokenization is used to prevent credit card fraud. In credit card tokenization, the customer’s primary account number (PAN) is replaced with a series of randomly-generated numbers, which is called the “token.” These tokens can then been passed through the internet or the various wireless networks needed to process the payment without actual bank details being exposed. The actual bank account number is held safe in a secure token vault.